A financial advisor may use a few rules of thumb to recommend where to put your money, but how well do these generalizations do?
Let's take Sally, a 21 year old making $70,000 a year. If she retired at the age of 55, what difference will it make to her retirement spending if she uses SmarterPath compared to a traditional financial plan?
That’s a difference of $5,000 every year in a 40 year retirement, which is a cumulative difference of $200,000! This is all without having to save more money, but purely from optimizing where Sally saved her money.